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Most cyclists fairly believe that as long as they have insurance, they will be covered in the event of a Maryland bicycle accident. However, insurance contracts can be tricky, and insurance companies often try to interpret insurance contracts in their own favor, potentially limiting the amount of coverage provided to a motorist and at the same time limiting the insurance company’s overall risk.

In some cases, the insurance company has little to do but settle a case fairly. However, other cases present unique situations in which an insurance company’s clever argument may result in a decrease in the company’s obligations. A recent case illustrates one insurance company’s attempt to characterize the deaths of two bicyclists as a single “accident” under the terms of the policy.

The Facts of the Case

The plaintiff in the case was the surviving wife of a man who was killed in a bicycle accident that was caused by a negligent driver. At the time of the accident, both the plaintiff and her husband were riding on the shoulder of the road. Weather conditions were clear. At some point, a driver came from behind at about 50 miles per hour and first struck the plaintiff’s husband. He was thrown about 165 feet from his bike.

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Motorized scooters have become popular over the last decade as an affordable and quick way to get around town, especially when the distances traveled are longer than someone could comfortably ride a bicycle. Along with the increased use of motorized scooters, however, there has been a corresponding increase in the number of Maryland scooter accidents. These scooter accidents often result in serious injuries or death, due to the lack of protection a scooter offers its rider.

Like motorcycles, motorized scooters are powered by gasoline, but the engines in the motorized scooters are much smaller. In addition, due to their boxy design, scooters have a bit more of a bulky feel. As a result, scooters are not able to accelerate as quickly as motorcycles, and drivers have a more difficult time evading upcoming obstacles.

Compounding the difficulties faced by scooter riders is the fact that the general public is not familiar with scooters or their limitations. This creates a situation in which other motorists may drive dangerously around scooters, increasing the chance of a serious or fatal scooter accident. As is the case with any motor vehicle accident, the accident victim’s choice of transportation does not change the duty owed to the victim by other motorists. Anyone injured in a Maryland scooter accident should consult with a dedicated Maryland personal injury attorney as soon as possible to discuss their case.

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While there are many causes of fatal Maryland motorcycle accidents, one of the most frequently seen causes is a motorist’s failure to yield the right-of-way to a motorcyclist. Of all the failure-to-yield accidents, left-turn accidents are the most common. Indeed, it is estimated that approximately 40% of all fatal motorcycle accidents involve a motorist making a left turn in front of a motorcyclist who is going straight.

In most cases, these accidents are results of a motorist’s inability to properly gauge the speed at which a motorcyclist is traveling. However, aggressive driving may also be a cause. Regardless, motorists are responsible to safely operate their vehicles while on the road, and neither of the above reasons is an excuse for causing a motorcycle accident.

Motorcycle accident victims who are injured in a left-turn accident may be entitled to recover compensation for their injuries – both physical and emotional – through a personal injury lawsuit. In order to successfully bring a motorcycle accident case, an accident victim must be able to establish that the other driver was somehow negligent in the operation of their vehicle. This can be shown though the issuance of a traffic citation, or, if no citations were issued, through the presentation of convincing evidence at trial.

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Despite decades of public service announcements and millions of dollars spent on educating the public about the dangers of drunk driving, some motorists continue to refuse to comply with the law. When drivers get behind the wheel after having too much to drink, they put everyone on the road at risk. Indeed, in an average year, there are approximately 170 Maryland drunk driving deaths.

While the impact of drunk driving can affect anyone using the road, bicyclists are at a particular disadvantage, given the total lack of protection bicycles offer riders. Aside from wearing a helmet and following traffic laws, bicyclists can do little to avoid drunk drivers. And once an accident occurs, the likelihood of it resulting in a serious injury or death is extremely high.

Maryland lawmakers understand the need for strict drunk driving laws and have implemented a strict set of criminal punishments to deter drivers from getting behind the wheel while intoxicated. Similarly, civil remedies are available for victims of bicycle accidents through Maryland personal injury lawsuits. Anyone considering filing a personal injury lawsuit against a motorist believed to have been at fault for causing a serious Maryland bicycle accident should consult with a dedicated Maryland personal injury attorney.

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The death of a loved one is tragic. In Maryland motor vehicle crashes, the party at fault for the crash should be held responsible for their actions. The wrongful death statute in Maryland allows certain family members to recover compensation after the family members’ death. The purpose of the statute is “to compensate the families of the decedents, as opposed to the estates of the decedents.” Therefore, a wrongful death claim is a separate claim that can be brought by the decedent’s family.

The law allows for certain beneficiaries to file a Maryland wrongful death lawsuit. Primary beneficiaries are defined as the spouses, parents, or children of the deceased person. If no primary beneficiaries exist, Maryland law permits secondary beneficiaries to pursue a claim. A secondary plaintiff is any other person related to the deceased person by blood or marriage who was wholly dependent on the decedent.

In order to prove liability, a plaintiff must show that the defendant’s wrongful act resulted in their loved one’s death. Under the statute, a wrongful act is an “act, neglect, or default including a felonious act which would have entitled the injured party to maintain an action and recover damages” if the person had not died. Plaintiffs may recover damages for not only pecuniary losses but also pain and suffering, loss of companionship, parental care, guidance, and more.

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Drunk drivers pose a serious risk to everyone on the road; however, bicyclists are at an especially high risk of being seriously injured or killed if they are involved in a Maryland drunk driving accident. Not just are bicyclists more likely to be injured if they are struck by a drunk driver, but also, due to their slim profile, they are more likely to be overlooked by an intoxicated driver. Additionally, since most bicyclists ride near the side of the lane or on the road’s shoulder, a drunk driver could easily drift off the road and into a biker.

While Maryland law permits the victims of drunk driving accidents to seek compensation for their injuries through the filing of a personal injury lawsuit, filing a case is by no means a guarantee. For example, the other driver’s insurance company may defend against the lawsuit if it believes that there may be a way to avoid paying out what may be a large sum of money. If an insurance company believes that the accident victim was partially at fault for the accident – even if the other driver was intoxicated – it may defend the case on behalf of the other driver.

In some cases, insurance companies will pretend to be on an accident victim’s side and present an offer to settle the case if the accident victim agrees not to sue. Accident victims should be wary of these offers, especially when they are made early in the process, since they are often low-ball offers designed to settle for as little money as possible. With the assistance of a dedicated Maryland personal injury attorney, accident victims can ensure that they are treated fairly throughout the process and stand a good chance of recovering fully for their injuries.

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When a motorist negligently causes an accident with a motorcyclist, resulting in injuries to the motorcyclist, the at-fault driver may be held liable for their negligent actions through a Maryland motorcycle accident lawsuit. However, when the at-fault party is a government employee, there are often additional complications, due to government immunity that attaches in some situations.

Government Immunity in Maryland Motorcycle Accidents

It used to be that governments and their employees were never liable for any accident that occurred while carrying out official government business. However, with the passage of the Maryland Tort Claims Act, this official government immunity is waived in certain circumstances.

Under the MTCA, small claims against the government are permitted as long as liability does not exceed $200,000 per claim. It is important to note that these claims will not be automatically approved, and most need to be litigated before compensation will be available. Claims under the MTCA have strict notice and timeliness requirements that must be followed, or cases will be dismissed. Anyone considering filing a Maryland personal injury claim against a government entity should consult with a dedicated Maryland personal injury attorney.

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Earlier this month, an appellate court in Florida issued a written opinion in a personal injury case brought by several men who were injured in a multi-vehicle motorcycle collision they claimed was caused by the defendant’s aggressive driving. Since the lower court prevented the defendant from admitting certain evidence, the appellate court was tasked with determining whether the evidence should have been excluded. Finding that it was improperly excluded, the case was reversed.

The below case is important for Maryland motorcycle accident plaintiffs because it illustrates how important pre-trial discovery motions can be. Indeed, many cases are won and lost before the jury is even empaneled. This is because a party that loses a pre-trial evidentiary ruling may be more willing to consider a settlement offer, reducing the risk of taking the case to trial.

The Facts of the Case

The plaintiffs were three men who left the bar at around 11:00 p.m. Two men were driving a motorcycle, and the third was a passenger on the back of one of the motorcycles. The passenger was on the rear of a bike that was operated by a driver who only had a learner’s permit and was not legally permitted to carry a passenger.

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When Maryland motorists get behind the wheel, they assume a duty to the other drivers they encounter along their journey, including motorcyclists. Motorcyclists in particular are at an increased danger of suffering serious or fatal injuries following an accident, due to the lack of protection motorcycles afford riders. When it comes to Maryland motorcycle accidents, there are many causes; however, certain common traffic situations pose a heightened risk.

A large percentage of Maryland motorcycle accidents occur at traffic intersections when another motorist runs a red light or makes a left-hand turn in front of an approaching motorcycle. These failure-to-yield accidents account for over half of all fatal motorcycle accidents. In part, these accidents are so common because motorists are not accustomed to sharing the road with motorcycles and may have a difficult time assessing the speed at which an approaching motorcycle is traveling.

Another common cause of failure-to-yield motorcycle accidents is aggressive driving, which may be a manifestation of drunk or intoxicated driving. In any event, when a motorist causes a serious or fatal Maryland motorcycle accident, the surviving loved ones affected by the accident may be able to pursue a Maryland personal injury or wrongful death lawsuit against the at-fault motorist. Successful parties may receive compensation for medical bills, missed work, and any pain and suffering caused by the accident.

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Bicyclists and motorcycles are the most vulnerable vehicles on the road. Between the lack of protection and the slim profile of bikes and motorcycles, riders who are unfortunate enough to be involved in an accident often suffer serious injuries. While helmets can help reduce the chances of being seriously injured or killed in some cases, a helmet can only do so much to protect the victims of a Maryland bicycle accident.

Most often, when a motorcyclist or bicyclist is killed in a traffic accident, family members are left behind not just with the grief of recently losing someone but also with many questions. Adding to the anxiety is the prospect of paying for potentially astronomical medical expenses and taking care of the final arrangements for the recently departed.

Maryland’s wrongful death law allows for surviving loved ones to seek compensation from an at-fault party responsible for the accident resulting in their loved one’s death. Most immediate family members are able to bring a wrongful death lawsuit, including spouses, parents, and children. More distant family members may also be able to bring a Maryland wrongful death claim if the accident victim has no close family members.

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