Being involved in a serious motorcycle accident can take its toll on the body and mind. First is the physical recovery, often involving months of therapy. After the body has mended itself, it often takes time for the mind to heal, since being involved in a motorcycle accident is a traumatic experience that is not easily forgotten or overcome. However, once a motorcycle accident victim does heal both body and mind, there is often the issue of how they are going to pay for the medical expenses and make up for the time away from work.
Insurance companies should be the solution. Since all drivers are required by law to maintain a base limit of coverage, an insurance company should be there to help the accident victim recover, providing monetary compensation to help the injured party overcome the financial hurdles that come along with being involved in a serious accident. However, insurance companies are motivated by their own bottom lines, and all too often they try to avoid paying out on even the most worthy claims. A recent case in front of the Tenth Circuit Court of Appeals illustrates the difficulties that an accident victim may face when dealing with an insurance company.